Category Archives: Retirement

“Spring Clean Your Financial Life” by Joyce Chuah

When was the last time you did a thorough spring clean in your house? Perhaps just before any festive seasons, like the coming Lunar New Year.  Clearing our clutter once a year gives you a sense of well-being, clarity and brings freshness into our homes. The same goes with our financial lives. We need to […]

“Will your Golden Years Be Golden?” By Lynette Lim

“Time, time…..wherefore art thou?”…….Is this going to be the lament in your golden years? How often have we ignored or dismissed the advice of our parents to save for our old age? Let us look at the research conducted by The TransAmerica Center for Retirement Studies, which found that a delay of just two years […]

“Never Say Never” By Soo Bee Kheng

Many people lament that it’s too late to start planning financially or too old to think about investments. Perhaps when they were younger, they were too busy with their lives to plan financially, and now in their fifties or sixties, their wish is that they have acted on improving their financial lives. Their excuse now […]

“Honey, I Shrunk my New Year resolutions!” by Lee Mun Wai

 It’s already a few months into the new year, and many of us can already see our financial resolutions starting to fall by the wayside. This seems to happen every year, so why do we keep setting these financial goals? Financial goals can be extremely effective, depending on how people set and approach them.  They […]

Spend With Liberty! by Grace Chuah

Have you ever denied yourself or a loved one of a branded outfit, an imported toy or expensive fine dining just because you think you shouldn’t be spending that kind of money? Are you still unsure if you can afford to upgrade your home or change your old junk to a better car? Financial freedom […]

Fail to Plan and Plan to Fail?

Most people would not go on vacation without a map and a plan!  Yet these very same people might travel through life without a financial plan that shows them exactly what they have to do, to get them to where they want to be!  It is much easier to reach your  destination, if you know […]